Debt Is a Part of Life
I often struggle with a fundamental question that drives my financial future: Is Debt a Part of Life? It is
View ArticleAfford Anything But Not Everything
Unfortunately that little gem of a title is not my work. Instead, the title for today’s post is the motto
View Article90 Days to Being Debt Free
Ok, I admit that the title is a little misleading. I am not going to be totally debt free in
View ArticleFinancial Literacy Month Challenge
April is Financial Literacy Month and Americans, including myself, are pretty woeful when it comes to their knowledge about personal
View ArticleAmericans Love Keeping Score
A couple of Saturdays ago I was listening to the Ric Edelman show on the radio as I drove to
View ArticleCutting Our Mortgage Costs Further
Over the past two months I have been able to save our family about $20,000 in interest costs, shorten the
View ArticleFinancial Tip Friday: Don’t Cash Out Old IRAs or 401ks
Finally, another edition of Financial Tip Friday. Sorry I have been away from these, but this semester has been tough
View ArticleHoliday Hiatus and Guest Posts
Well it is the holiday season again and if you are like me you are overwhelmed with family visits, trying
View ArticleSome Basic Travel Tips
Yesterday, we returned from South Africa. I learned a lot from the trip both good and bad. I do promise
View ArticleA Debt Decision
A few days ago I posted my financial goals for 2017. I also reviewed my goals for 2016 and how
View ArticleMore House Repairs
In earlier posts I alluded to some home repairs that need to be done. Over the past two years, we have done small things to our house. We have replaced our dishwasher, refrigerator, dryer, remediated...
View ArticleDo You Have a Money Disorder?
All of us have some kind of problem with money. Some of us don’t have enough, some might have too much. Some might not manage it well. Some might not manage it all. People disagree about spending,...
View ArticleI Quit Drinking Soda
A few months into this blog I started doing different monthly challenges. For example, I would challenge myself to finish an article, go to the gym, etc. You can read some of them if you would like....
View ArticleWhat Would You Do With an Extra $100,000
Every year Money magazine has an issue or a specific article or two dedicated to the idea of what you would do with an extra $1000, $10,000 or $100,000. It is easy to think about specific things we...
View ArticleMy Summer Study Tour to Greece
This isn’t the best way to do this, but I thought I would send out an early invitation to my students, alumni, our faculty, and staff who read this blog (and/or my other social media). I am leading a...
View ArticleWe Are on CBS This Morning
While I have not publicly revealed Mrs. ROB’s name to my audience anyone who follows my blog on Facebook will know who she is. Mrs. ROB (Amber) and I were interviewed by CBS This Morning to determine...
View ArticleMerry Christmas from Reaching Our Balance
I just wanted to send everyone a Christmas greeting from the ROB household. We are in Minnesota celebrating the holidays with our family. I hope to be back with a post later on in the week. Until then...
View ArticleSmall Ways to Improve Your Finances in 2018
2017 is almost over. It has been a really interesting year in the ROB household both good and bad. Financially, the good things have been:1) I maxed out my 403b for the second time; 2) We got Mrs. ROB...
View ArticleA Cryptocurrency Experiment
*This post may contain affiliate links. If you click on one of those links and sign up for a service or product this blog receives a small referral fee at NO charge to you. A few weeks ago I wrote...
View ArticleAmerica’s Lottery Mentality, Part II
So last time we were talking about America’s Lottery Mentality. You can go here to find that earlier post. From these spaces I think we can distill some of the characteristics of what that lottery...
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